consolidate credit card debt

Making the Hard Decisions â€“ Caring for Your Elderly Parents

Mon, 06 Sep 2010 13:41:46 +0000

My Mom was a wonderful woman. She was strong-willed, intelligent, and had a great business mind. Early in her life she owned an antique shop, buying and selling antique dolls and making thousands of dollars from each sale.
Yet, when she died, she was almost completely broke.
This is My Life
A bit of history first. I came [...]
can believe what i am reading, so unfair

Festival of Frugality #160

Mon, 06 Sep 2010 13:41:46 +0000

Welcome to the January 13, 2009 edition of Festival of Frugality hosted here at Credit Withdrawal. It’s still cold here in the mid-west, but there’s a sprinkling of good recipes, good ideas, and great reading to help you take some of the chill off.
Favorite Posts
Chris presents The Joy of Owning Nothing posted at financial reflections, [...]
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Why Isnâ€™t the Toxic Asset Relief Program (TARP) Working?

Mon, 06 Sep 2010 13:41:46 +0000

With roughly half of the government’s TARP (Toxic Asset Relief Program) funds already disbursed, why is it that we’re still having so many problems with the subprime and ‘packaged’ loans that triggered this downslide in the economy? Wasn’t the idea to get rid of these debts on the bank’s balance sheets and allow them to [...]
this is so true

Itâ€™s Time for the Stimulus Militia!

Mon, 06 Sep 2010 13:41:46 +0000

Times are tough, really tough. Over 100,000 layoffs just last week alone. Gross Domestic Production down over 3% (the worst in over 25 years) and the price of houses continuing to go down. The government is trying everything it can to stop the stalling of the economy and get things going in a positive direction, [...]
thanks for delivering this story to me

What is â€˜Reverse Redline Mortgage Discriminationâ€™?

Mon, 06 Sep 2010 13:41:46 +0000

Ok, I admit, I MIGHT have been wrong. It’s happened before (so rarely it’s hard to recognize at times) but this time I think I might be on the wrong side of the debate.
With the Subprime bubble decimating all within the blast range, I’ve never had a lot of sympathy for people that have gotten [...]
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Are High Yield Savings Accounts Dead For Good?

Mon, 06 Sep 2010 13:41:43 +0000

A while back I did a post about the death of the “high yield savings account“. Now, over a year later, rates are only lower. Yep, the days of a 4-5% yield for an online savings account are gone. But will they ever return? Not any time soon, say most economists. 2010 has been a [...]
if people only knew

Frugal Hobby Ideas

Mon, 06 Sep 2010 13:41:43 +0000

First off…marriage is awesome. I love living with my wife, and we are a fantastic team. But marriage has brought me that I wasn’t expecting: more time. Before I got hitched I would always have to drive home somewhere in the evening, and so most often our nights ended around 9pm or earlier. Now living [...]
thanks for delivering this story to me

Medical Bills Hurt

Mon, 06 Sep 2010 13:41:43 +0000

Ouch. Ouch. Ouch. Thatâ€™s about all I can say.Â Iâ€™ve been absent here at DebtKid for a while. The story begins this wayâ€¦perhaps as a result of an old injury, or lifting something, I managed to somehow critically damage a disk in my back. If youâ€™ve never experienced it before, it is perhaps the most [...]
it should be interested what change will this make

Jessicaâ€™s August 2010 Update + Mistakes!

Mon, 06 Sep 2010 13:41:43 +0000

For shame.Â This is bad.Â As I mentioned in my previous post, weâ€™ve had medical problems and some colossal medical bills coming in as a resultâ€”about $1500 so for for my daughter and I, and loss of income, about $4000 due to illness, I feel like weâ€™ve crashed and burned. We have a monthly goal [...]
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Saving Money with DIY Legal Work

Mon, 06 Sep 2010 13:41:43 +0000

Disclaimer: not legal advice, just money-saving advice. Did you know that itâ€™s possible to do many basic legal tasks without the help of an attorney in many states? We recently completed our daughterâ€™s re-adoption, pro se (a Latin term meaning â€œdone myselfâ€ or something like that). Estimates to hire an attorney to do this ranged [...]
and i though i was the only one to see it this way